I’m Lakshya. I design and build the boring-sounding things your business runs on — ledgers, reconciliation engines, ERPs, CRMs — the systems where a mistake isn’t a bug, it’s money. Based in India, built for anywhere. One engagement at a time, so when we work together, you get me, not a bench.
Seedhi baat: if your numbers don’t match at month-end, or your ops run on eleven spreadsheets and one very tired person — that’s exactly the work I take.
What do I actually do?
Fintech engineering — double-entry ledgers, payment integrations, reconciliation engines and settlement workflows. The khata work: every paisa traceable, books that balance daily, audits that become queries instead of archaeology.
Architecture and delivery — domain models that survive scale, technical due diligence for cheques about to be written, migrations that land without downtime, and fractional CTO cover for companies between “we have developers” and “we have leadership.”
Products — CRM and ERP systems for law firms, clinics, retailers, manufacturers and distributors: built once, hardened in deployments, shaped to your dhandha. Plus the infrastructure tier — a ledger platform, WhatsApp automation — for products that move money and messages.
Why trust a one-man shop with money infrastructure?
Because you can read my thinking before you ever pay me. I published architecture teardowns of fourteen fintechs — Stripe, Nubank, PhonePe, Revolut, Monzo and nine more — read them at /blog, then decide. Bharosa is earned in public, and the interview happens before the invoice: every method I sell is written up openly on this site, from why ledgers drift to how zero-downtime migrations actually work. If the thinking doesn’t convince you, the pricing never has to.
Where do I work?
India first — Mumbai, Bengaluru, Delhi NCR, Pune, Ahmedabad. The UAE — Dubai, DIFC and the free zones, where half my conversations start with an India corridor. The UK — London next. I’ve run field operations in DR Congo, so systems that must survive bad networks, power cuts and distance are not a theory to me — they’re the design brief I default to.
What does working with me feel like?
Written scope, fixed quotes, weekly shippable slices, and a decision log you own. Reports fit on one page. Bad news arrives early and in writing — that habit has saved more engagements than any technical trick on this site.
The name is the pitch
Lakshya means “target” in Hindi. You searched, you found him. Naam hi kaafi hai — book a call, describe the problem in your own words, and I’ll tell you honestly in thirty minutes whether it’s a two-week fix, a real rebuild, or nothing at all.
If you’d rather see the work than read about it, watch one payment become financial truth — the same architecture as the fintech page, moving.