Industries

I build systems shaped to how each trade actually runs — because a jeweller’s stock, a lender’s book and a restaurant’s kitchen are three different universes wearing the same word, “inventory.” Every industry below gets its own page: the specific mess, the specific system, the specific proof.

The money-first verticals are where my fintech engineering lives: lending, payments, NBFC operations, wealth, marketplaces, insurance and subscriptions — books that must balance, regulators that must be answered.

The dhandha verticals are where the diary-register-WhatsApp triangle gets retired: retail, restaurants, jewellery, pharma, automotive, logistics and a dozen more — each written from its own counter, not from a template.

The stage pages cut the other way: seed to Series A, Series B onward and post-acquisition — because the same company needs different systems at different ages, and the expensive mistakes cluster at the transitions.

Two reading notes. The money-first pages go deeper on regulation — RBI, SEBI, IRDAI, DFSA — because in those trades the regulator is a stakeholder in your architecture. And every trade page names its single highest-ROI fix in the first screen: the karigar khata for jewellers, the FEFO batch discipline for pharma, the payout truth for marketplaces — so even a two-minute read leaves you with the one number worth checking tonight.

Don’t see your trade? The pattern probably still fits — /contact and describe how the money moves; I’ll tell you which page you are, or say plainly that none of them is.

Lending Origination, servicing and collections systems for lenders. Loan books that reconcile daily, survive an audit and keep working as the portfolio scales up. Payments Gateways, wallets and payouts wired to a ledger that balances. Payments engineering for businesses where a failed settlement is a customer-facing incident. Wealth Portfolio accounting and client statements that agree with the custodian. Wealth systems for advisers who cannot afford a difference between two numbers. Insurance Claims handling and underwriting rules expressed as code rather than tribal knowledge. Insurance systems that stay explainable when the regulator asks why. NBFC Operations Compliance, audit trail and reporting for non-banking financial companies. Operations systems built so a regulatory request is a query, not a fire drill. Marketplaces Multi-vendor settlement, commissions and payouts that reconcile every night. Marketplace engineering for platforms where money moves between many parties. Logistics Routing, tracking and proof of delivery captured once and trusted everywhere. Logistics systems for operations that run on vehicles rather than spreadsheets. Subscriptions Dunning, proration and churn handled properly, so revenue recognition matches reality. Subscription billing for products with real upgrade and downgrade paths. Retail Systems Inventory and point-of-sale kept in sync across locations. Retail systems for operators tired of reconciling stock counts against yesterday terminal data. Seed to Series A The first real platform, built after the prototype has proven demand. Architecture for teams who must scale without rewriting everything twelve months later. Series B Onward Re-architecture under load, when traffic and headcount both doubled. Systems work for companies whose original design is now the constraint on growth. Post-Acquisition Merging two systems, two ledgers and two teams without stopping either business. Integration work for acquirers who need one source of truth by quarter end. Dental Practice management and local search for dental clinics: appointments, recalls and reviews handled as one system, so chairs stay full without discounting. Healthcare Patient records, appointments and referrals joined into one system. Healthcare technology built for clinics that must stay compliant and still run on time. Therapist Scheduling, notes and billing for therapy practices, with the privacy discipline the work demands. Systems that stay quiet so the session stays the focus. Fitness Memberships, class booking and retention analytics for gyms and studios. Systems that show which members are drifting before the direct debit is cancelled. Yoga Class schedules, passes and teacher payouts for yoga studios. Booking systems that fill quiet slots without turning the studio into a discount business. Veterinary Patient histories, reminders and inventory for veterinary practices. Systems that keep clinical records and the front desk working from the same data. Salon Bookings, stylist rotas and retail stock for salons. Systems that reduce no-shows and make repeat visits the default rather than a happy accident. Pharma Batch traceability, compliance records and distribution reporting for pharma. Systems designed so an inspection is answered from data, not from memory. Law Firm Matters, time capture and conflict checks for law firms. Practice systems that make billing accurate without partners chasing timesheets every month. Financial Reporting, reconciliation and client onboarding for financial services firms. Systems built so the numbers agree before anyone is asked to explain them. Real Estate Listings, leads and site-visit tracking for property businesses. Systems that show which enquiries convert instead of which portal sent the most volume. Education Admissions, cohorts and fee collection for education providers. Systems that keep academic records and finance working from a single shared source. Photography Enquiries, shoot scheduling and delivery for photographers. Systems that turn a busy inbox into a booked calendar without a studio manager on payroll. Contractors Quotes, job scheduling and progress billing for contractors. Systems that keep site reality and the invoice ledger describing the same piece of work. Restaurant Covers, menu costing and local search for restaurants. Systems that connect what sells on the floor with what the kitchen actually spends to make it. Catering Quotes, event scheduling and margin tracking for caterers. Systems that price an event properly and show which formats are quietly losing money. Retail Stock, purchasing and store performance for retailers. Systems that make replenishment a decision from data rather than an experienced person guessing. Furniture Made-to-order pipelines, lead times and delivery for furniture businesses. Systems that keep the promised date and the workshop schedule in agreement. Jewellery Stock valuation, custom orders and repairs for jewellers. Systems built for inventory where each piece is unique and every gram must be accounted for. Hospitality Reservations, rate plans and guest history for hospitality operators. Systems that fill rooms at the right price rather than the fastest discount. Travel Itineraries, supplier costs and margin per booking for travel businesses. Systems that show the real profit on a trip once every supplier has invoiced. Automotive Service bookings, parts inventory and workshop capacity for automotive. Systems that keep bays productive and quote turnaround times you can actually meet.